Mckinzie Smith

Commerical Loan Officer | NMLS# 2400508

806-776-0906

msmith@alliancecutx.com

Why should you invest in real estate?

At ALLIANCE, we understand the importance of making informed investment decisions that align with your financial goals. There is an endless amount of reasons to make the big decision of becoming an investor, so we compiled a short list of a few!

High Cash Yield

Real estate investments offer the potential for high cash yields, providing investors with a consistent income stream. Unlike stocks and bonds, where returns are contingent on market fluctuations, rental income from real estate assets contributes to stable, ongoing cash flow.

Equity Buildup

Investing in real estate allows you to build equity over time. Mortgage payments contribute to reducing principal and increasing your ownership stake in the property. This intrinsic value growth is a unique advantage not present in stocks, bonds, or cash savings.

Leverage

Real estate provides unparalleled opportunities for leverage. Financing allows investors to control a significant asset with a relatively small initial investment. This ability to magnify returns can be a game-changer, especially in a carefully structured investment strategy.

Tax Advantages

Real estate investments come with a range of tax benefits. Interest payments on mortgages, property depreciation, and various expenses associated with property management can be leveraged to optimize your tax position. These advantages contribute to enhanced after-tax returns, further strengthening the case for real estate investment.

Mckinzie was born and raised in Lubbock. She has been with Alliance for almost eight years and has been in the commercial lending industry for 6 ½ years. Every day, Mckinzie learns something new in her role and loves being able to share this knowledge with members and her team. She is big on communication from start to finish, including after the loan has closed. Mckinzie aims to provide the best member service while finding the best financial solution for her members. In Mckinzie's spare time, she loves spending time with family and friends, traveling, and exploring new things. She has one fur baby named Max.